The main purpose of a life insurance is to safeguard your dependents’ living standards by replacing income, covering childrens’ college costs, paying of mortgage, other debts and providing retirement income for your spouse, if you die prematurely.
Your decision to purchase a life insurance should consider the number and ages of your dependents, your liabilities, your income, family needs and other sources of income your dependents would have if you passed away.
You should also consider your future need for insurance, as you may not be eligible for insurance later if your health deteriorates. You should review your life insurance needs every few years or as your income and family responsibilities change.
All people have unique needs. We will evaluate your needs and prepare life insurance plan that is just for you.
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